What We Do
At Elgin Property Finance, we provide fast, flexible funding solutions for experienced property professionals across Ireland. Our highly experienced team understands that speed, certainty and commercial thinking are critical to every transaction. As a principal lender, we make timely credit decisions and work closely with borrowers to deliver funding solutions that meet the needs of each project.
Whether you're delivering a residential development, acquiring land, refinancing an existing asset or requiring short-term bridge finance, we have the expertise and capital to support your ambitions.
Development Finance
We provide senior development finance for a wide range of asset classes, including:
Residential developments (Open Market & Social Housing)
Hotels
Industrial & Logistics
Purpose-Built Student Accommodation (PBSA)
Nursing Homes
Typical Lending Parameters
Loan facilities from €3 million
Up to 90% Loan to Cost and 75% Loan to Net Development Value
Funding for experienced developers and sponsors
Security by way of first legal charge over the property
Borrowing to Special Purpose Vehicles (SPVs)
Bridging Finance
Our bridging finance facilities provide fast, flexible funding where speed and certainty of execution are essential.
We can support:
Land acquisitions with or without planning permission (subject to sponsor strength, location and exit strategy)
Bridging against completed or income-producing ("dry") assets
Bridge-to-sale and bridge-to-refinance transactions
Strategic acquisitions and time-sensitive opportunities
Typical Lending Parameters
Loan facilities from €1 million
Terms of up to 36 months
Fast credit decisions and execution
Competitive leverage based on asset quality and exit strategy
Security by way of first legal charge over the property
Borrowing to Special Purpose Vehicles (SPVs)
